Insurance companies in Atlanta: a county-by-county guide to carriers, brokers and claims firms

Metro Atlanta's insurance industry is spread along the northern arc of Fulton, Gwinnett and Cobb, and much of it is invisible to policyholders: claims adjusters, benefits brokers and service operations. Knowing which kind of firm you're dealing with tells you who to call, who to vet and who to sell to.

Market report5 min readPublished

The Atlanta-Sandy Springs-Roswell metro had 3,824 insurance establishments in 2023, employing 61,208 people at an average pay of $103,486 (Census County Business Patterns, NAICS 524). Fulton, Gwinnett and Cobb counties hold 2,320 of them. 515 are carriers and 3,309 are agencies, brokers, claims adjusters and administrators. Listed insurers headquartered in the metro are Assurant, Primerica, Crawford & Company and Atlantic American. Check any insurer or agent with Georgia's Office of the Commissioner of Insurance.

  • Fulton, Gwinnett and Cobb counties have 60.7% of metro Atlanta's insurance establishments and at least 72.6% of its insurance jobs.
  • The metro has 263 of Georgia's 294 claims adjusting establishments, employing 3,358 people.
  • Atlanta's 2,892 agencies and brokerages paid an average of $109,305 in 2023, slightly more than its carriers.
  • Assurant reported $12.81 billion of 2025 revenue from Atlanta; Primerica and Crawford are both in Gwinnett County.
  • Metro Atlanta has 63% of Georgia's insurance establishments and 63% of its insurance employees.
On this page

This guide is for anyone looking for an insurance company in metro Atlanta: a household or business choosing coverage, someone looking for work in the industry, or a seller building a territory. It shows where the businesses are and how to check them, without ranking carriers.

Metro Atlanta's insurance market

County Business Patterns 2023, NAICS 524, Atlanta-Sandy Springs-Roswell, GA Metro Area (CBSA 12060):

Measure (2023)Metro Atlanta
Establishments3,824
Employees61,208
Annual payroll$6,334,169,000
Average employees per establishment16.0
Average annual pay$103,486
Share of US establishments2.17% of 176,459
Employees per establishmentEstablishments
1 to 42,544
5 to 9668
10 to 19261
20 to 49201
50 to 9962
100 to 24948
250 to 49927
500 to 9995
1,000 or more8

In bands: 3,473 establishments under 20 employees, 263 with 20 to 99 and 88 with 100 or more. These are locations with paid employees, not companies, and self-employed agents aren't included.

County by county

CountyEstablishmentsEmployees
Fulton91221,402
Gwinnett84412,889
Cobb56410,127
DeKalb368not reported (high-noise figure)
Cherokee160593
Forsyth159692
Henry114not reported (high-noise figure)
Fayette94437

The Census Bureau published DeKalb's and Henry's employee totals but flagged them as high-noise (confidentiality noise moved them by 5% or more), so we leave them out. Fulton, Gwinnett and Cobb together have 2,320 establishments and 44,418 employees, at least 72.6% of the metro's insurance jobs. Gwinnett stands out: second for establishments, and home to two listed insurers' head offices.

Carriers, agencies and a claims cluster

From our tabulation of the metro file by NAICS code:

SegmentNAICSEstablishmentsEmployeesAverage pay
Carriers524151532,047$107,450
Agencies and brokerages5242102,89220,093$109,305
Claims adjusting5242912633,358
Third-party administration524292804,888
Life insurers (within carriers)5241131035,507
Health insurers (within carriers)524114665,623
Reinsurers (within carriers)5241314848

Two things are unusual. Atlanta's agencies and brokerages pay slightly more on average than its carriers, which suggests large commercial and benefits brokerages, not only storefront agencies. And 263 of Georgia's 294 claims adjusting establishments are in the metro. Property and casualty carriers (290 establishments) have a high-noise employee figure, so it isn't shown.

Listed insurers based in the metro

From SEC EDGAR, each checked against its 10-K for 2025:

CompanyHead officeWhat it does2025 total revenue
Assurant260 Interstate North Circle SE, AtlantaDevice protection, extended service contracts, housing insurance$12.81 billion
Primerica1 Primerica Parkway, DuluthTerm life and investment products$3.29 billion
Crawford & Company5335 Triangle Parkway, Peachtree CornersClaims management$1.31 billion
Atlantic American4370 Peachtree Road NE, AtlantaLife, health and property and casualty insurance$210.4 million

Travelers, headquartered in New York, lists a building it owns in Norcross among its properties. Aflac is based in Columbus, outside the metro; see the Georgia insurance market for the state picture.

Before you buy, two checks

  • Who carries the risk? An agency or brokerage places your policy with one or more carriers. Ask which company issues the policy, then look that company up, not the agency's brand.
  • Is it licensed, and what's its record? Georgia's Office of the Commissioner of Insurance and Safety Fire (OCI) runs a License Lookup for agents, agencies and companies, and takes complaints online. The NAIC's Consumer Insurance Search adds each insurer's complaint record across states.

Insurance jobs in Atlanta

Insurance work in the metro paid an average of $103,486 in 2023, above both the Georgia figure ($94,536) and the US industry ($98,628). The 88 establishments with 100 or more employees, and the eight with 1,000 or more, are where most large-employer hiring happens. Claims adjusting is a distinct path: the metro's 263 adjusting establishments are more than most states have.

Prospecting metro Atlanta

TerritoryEstablishmentsBest first targets
Fulton (Atlanta, Sandy Springs, Alpharetta)912Carrier regional offices, commercial brokerages
Gwinnett (Duluth, Peachtree Corners, Norcross)844Head offices, claims firms, service operations
Cobb (Marietta, Cumberland)564Brokerages and carrier offices
Cherokee, Forsyth, Fayette, Henry527Small agencies, owner-led

Two local directories help: the Metro Atlanta Chamber, the region's chamber and economic development organization, and the Gwinnett Chamber, whose member directory has an Insurance Companies category.

Worked example: benefits enrollment software

Illustrative example. The vendor, prices and conversion rates are invented; the counts are from the Census tables above.

Chattahoochee Enroll (chattahoocheeenroll.example) sells online enrollment software to brokers who place employee benefits.

  1. Narrow the list. Start with the 2,892 agency and brokerage establishments and assume 400 have a benefits practice (an assumption: the Census Bureau doesn't split agencies by line).
  2. Do the arithmetic. Reaching a benefits practice leader at half of them gives 200 conversations. If 6% start a trial, that's 12; 5 subscriptions at $9,000 a year bring $45,000, before the renewal season lifts usage.
  3. Time it. Brokers choose tools before the fourth-quarter open enrollment rush, so start in spring.

Sorting brokerages that do benefits from those that don't is the slow part; Bebop researches each account in a list and explains why it fits.

Voicemail for a benefits practice leader
Hi [first name], this is [your name] with [company]. I'm calling because brokers in [county] tell us enrollment season means retyping census files into four carrier portals.

We send one enrollment link to employees and push the results to each carrier. I'll email you a two-minute example. My number is [phone].

Next step: for the whole regional economy, see companies in Atlanta; for national rankings, the largest insurance companies.

Sources

Written by the Bebop team at Blackpearl Group. Published .

Questions people ask

How many insurance companies are in Atlanta?

Census County Business Patterns counted 3,824 insurance establishments in the Atlanta-Sandy Springs-Roswell metro in 2023, employing 61,208 people. 515 are carrier establishments and 3,309 are agencies, brokers, claims adjusters and administrators. Fulton County has the most, 912, followed by Gwinnett with 844 and Cobb with 564. The count is of locations, so a company with several offices counts several times.

What insurance companies are headquartered in Atlanta?

Listed insurers whose 2025 10-K gives a metro Atlanta head office are Assurant (Atlanta), Primerica (Duluth), Crawford & Company (Peachtree Corners) and Atlantic American (Atlanta). Assurant was the largest by 2025 revenue, at $12.81 billion. Aflac, often associated with Atlanta, is headquartered in Columbus, Georgia. Private and mutual insurers in the metro don't file with the SEC.

How much do insurance jobs pay in Atlanta?

Insurance establishments in metro Atlanta paid $6.33 billion to 61,208 employees in 2023, an average of $103,486 a year, according to Census County Business Patterns. Agencies and brokerages averaged $109,305 and carriers $107,450. The averages cover every job, from customer service to executives, and the US industry average was $98,628.

How do I check an insurance agent in Atlanta?

Georgia's Office of the Commissioner of Insurance and Safety Fire runs a License Lookup, hosted by Sircon, that shows whether an individual agent, an agency or an insurance company is licensed in Georgia. OCI's Consumer Services department takes complaints online. Also ask the agent which carrier issues the policy, and check that company's complaint record in the NAIC's Consumer Insurance Search.

Find the right contacts at Atlanta insurers and brokers

Describe the brokerages, carriers or claims firms you want to reach. Bebop finds matching companies and contacts, explains why each fits and researches each account.

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