Insurance companies in Georgia: carriers, agencies, claims firms and the insurers based here

Use this page if you're shopping for insurance in Georgia and want to know who's behind a policy, if you're looking for an insurance job, or if you sell to insurers, agencies or claims firms. It describes the industry and the official ways to check a company. It doesn't recommend carriers.

Georgia's insurance industry in numbers

County Business Patterns 2023, NAICS 524 (Insurance Carriers and Related Activities), Georgia:

That's 5,614 establishments under 20 employees, 335 with 20 to 99 and 126 with 100 or more. County Business Patterns counts establishments with paid employees, not companies, and excludes self-employed agents. NAICS codes are the 2017 basis.

Who does what

Our split of the same state file by NAICS code shows three different industries under one label:

A carrier writes the policy and pays the claim. An agency or broker sells it; an independent agency can quote several carriers, a captive agency only one. Claims adjusters and administrators work for carriers or self-insured employers, often out of sight of policyholders. Georgia's 294 adjusting establishments are 6% of the US total, and Crawford & Company, a listed claims management firm, is based in Peachtree Corners. Title insurers (32 establishments) have employee figures the Census Bureau flags as high-noise, so they're not reported here.

Listed insurers headquartered in Georgia

From SEC EDGAR, each confirmed in its 10-K for 2025:

Assurant reported about 14,800 employees worldwide and Primerica 2,833, of whom 2,530 were in the US. Crawford reported about 9,943 employees and third-party associates in 70 countries. Aflac's revenue fell 9.3% in 2025, which its 10-K puts down mainly to net investment losses. Mutual insurers and private agencies don't file with the SEC; for the national picture, see the largest insurance companies in the US.

Checking a company or agent in Georgia

Insurance is regulated by the Office of the Commissioner of Insurance and Safety Fire (OCI).

1. Licence. OCI's License Lookup, run on the Sircon platform, tells you whether an individual agent, an agency or an insurance company is licensed in Georgia.
2. Complaints. OCI's Consumer Services department takes complaints about insurers, agents and claim handling through its online portal. OCI doesn't publish complaint ratios by company, so use the NAIC's Consumer Insurance Search, which reports complaints, licences and financial health for each insurer.
3. Captives. Georgia has licensed captive insurers since its Captive Insurance Company Act of 1988. OCI's Captives Division covers pure, associated and sponsored captives and protected cells. If an employer's coverage comes from a captive, OCI regulates it too.

Job seekers can use the same lookup to see where an agency's producers are licensed. The Independent Insurance Agents of Georgia, active since 1897, links a Trusted Choice directory of independent agencies.

Selling to Georgia insurance businesses

A plan for a vendor whose buyers are claims operations:

1. Start where the work is concentrated. 294 adjusting establishments and 129 third-party administrators handle claims for carriers and self-insured employers. Most are small, so the owner or a branch manager decides.
2. Add carrier claims teams. The 562 property and casualty carrier establishments include regional claims offices of national insurers, where a claims manager runs the vendor list.
3. Time it to the weather. Storm and hurricane seasons drive adjusting volume, so offers that add capacity land best before the season, not during it.
4. Use the associations. Agency principals meet through IIAG; claims professionals through local chapters of national adjuster groups.

Worked example: aerial roof inspections

Illustrative example. The company, prices and rates are invented; the counts come from the Census tables above.

Peachtree Aerial (peachtreeaerial.example) flies drones to measure storm-damaged roofs for adjusters.

• List: 294 adjusting firms and 562 carrier sites. Assume the carrier sites belong to about 150 companies with Georgia claims operations, for roughly 444 accounts.
• Arithmetic: a 50% reach rate gives 222 conversations. If 8% book a trial inspection, that's 18. If half of them order 40 inspections a year at $250, revenue is 9 × 40 × $250 = $90,000 a year.

Finding the claims manager at each firm is the slow part; Bebop researches each company in a list and suggests the person to contact.

Hi [first name], it's [your name] from [company]. I'll be quick.

Firms that work Georgia storm claims tell us roof measurements are what backs up the queue after a hail event.

We fly and measure a roof within 48 hours and send a report your adjusters can attach to the file.

Is roof inspection something you handle in-house, or is it worth a short call before the spring season?

Next step: for the metro alone, read insurance companies in Atlanta; for national rankings, the largest insurance companies.