Insurance companies in Dallas: a brokerage and specialty market, 956 licensed agencies and how to check one

In Dallas the people who sell and service insurance outnumber the people who underwrite it, and they're paid more. Dallas County's brokerages average almost twelve employees each, twice the Texas norm, and the city is a center for the wholesale and specialty agencies that place hard-to-insure risks.

Market report5 min readPublished

Dallas County had 1,759 insurance establishments with paid employees in 2023, employing 40,345 people, according to Census County Business Patterns. 337 were carriers (18,031 employees) and 1,422 were agencies, brokerages, adjusters and administrators (22,314). The Texas Department of Insurance lists 956 licensed agencies and businesses with a Dallas mailing address. No SEC-listed insurer is headquartered in Dallas County. TDI's Consumer Help Line, 800-252-3439, answers license and complaint questions.

  • 1,759 insurance establishments and 40,345 employees in Dallas County in 2023, with $3.8 billion in payroll; average pay $93,889.
  • Agencies, adjusters and administrators employ 22,314, more than the carriers' 18,031.
  • Dallas County agencies and brokerages pay $103,969 on average and average 11.8 employees, against 6.5 statewide.
  • TDI's files show 956 licensed agencies with Dallas addresses, including 57 surplus lines agencies and 47 managing general agencies.
  • More Dallas licensees hold an adjuster license (14,743) than a general lines agent license (11,405).
On this page

This page is for people in Dallas trying to find, check or work for an insurance company, for businesses choosing a broker, and for vendors selling to the industry. It uses Census figures for Dallas County, the Texas Department of Insurance's (TDI's) public license files for the city, and the filings of the listed insurers nearby. It doesn't recommend insurers. For the whole state, see the Texas insurance companies report.

Dallas County in the Census count

US Census Bureau County Business Patterns (CBP) 2023, insurance carriers and related activities (NAICS 524), Dallas County, Texas:

MeasureDallas County, 2023
Establishments1,759
Employees40,345
Annual payroll$3,787,939,000
Average employees per establishment22.9
Average annual pay$93,889
Share of US insurance establishments1.00% (of 176,459)
Employees per establishmentEstablishments
1 to 41,039
5 to 9314
10 to 19159
20 to 49114
50 to 9965
100 to 24934
250 to 49920
500 to 9999
1,000 or more5

Dallas County has 11.3% of Texas's insurance establishments and 14.9% of its insurance jobs. The figures cover Dallas County only; Collin, Denton and Tarrant counties are counted separately. CBP counts locations with paid employees, so agents working alone aren't included.

Brokers outnumber, and outearn, the carriers

Segment (NAICS)EstablishmentsEmployeesAverage pay
Carriers (5241)33718,031$92,805
Property and casualty insurers (524126)13511,581$86,292
Life insurers (524113)623,500$110,348
Title insurers (524127)63945$114,185
Agencies, brokerages, adjusters and administrators (5242)1,42222,314$94,764
Agencies and brokerages (524210)1,24814,673$103,969
Third-party administrators (524292)954,795$81,832
Claims adjusters (524291)502,588$67,835

Average pay is our calculation, CBP payroll over employees. Health insurers (54 establishments) are left out because the Census Bureau flagged their employee count high-noise (its confidentiality noise changed it by 5% or more).

A carrier underwrites a policy and pays claims; an agency or broker sells it; adjusters and administrators handle claims and paperwork. Nationally carriers hold 56% of insurance jobs. In Dallas County they hold 45%. The brokerage offices are big by Texas standards, 11.8 employees on average against 6.5 statewide, and 50 have 50 or more employees (3 of them in the two largest size classes, which the Census Bureau withholds; derived as the total less the published classes).

What TDI's license files show for Dallas

TDI publishes every license it issues. Our count of its open data on 30 October 2026, for licenses that hadn't expired and a mailing address in the city of Dallas:

License typeAgencies and businesses
General lines agency777
Surplus lines agency57
Title agency56
Specialty insurance agency50
Managing general agency47
Life agency40
All license types956

An agency can hold several licenses, so the rows add to more than 956. Surplus lines agencies place risks that standard insurers won't take, and managing general agencies underwrite on an insurer's behalf. Dallas has 57 and 47; San Antonio, a similar-sized agency market, has 21 and 15. Among individuals, 32,676 licensees have Dallas addresses: 14,743 hold an adjuster license and 11,405 a general lines agent license.

Listed insurers nearby

No SEC-listed insurer has its head office in Dallas County. Two are close by, from their 10-Ks for 2025:

CompanyHeadquartersBusiness2025 revenue
Globe LifeMcKinney (Collin County)Life and supplemental health$5.99 billion
Goosehead InsuranceWestlakeIndependent agency with a franchise network$365.3 million

Globe Life had 3,695 employees at the end of 2025. Many national insurers and brokers run large Dallas offices without being headquartered here. The national groups with Dallas offices are ranked in the largest insurance companies in the US list.

Checking a Dallas insurer or agent

  • The company: TDI sends consumers to the NAIC's Consumer Insurance Search "to get reports on complaints, financials, and licensing." Search the legal company on your declarations page.
  • The agent or agency: TDI's agent lookup confirms a license; its open data files show the license type, so you can see whether a "broker" is a general lines agency, a surplus lines agency or an adjuster.
  • A complaint: call TDI's Consumer Help Line, 800-252-3439, or file online after you've tried the company. TDI publishes whether each closed complaint was confirmed.

Insurance jobs in Dallas

Dallas County has 68 insurance establishments with 100 or more employees and five with 1,000 or more, three of them property and casualty insurers. Agency and brokerage jobs pay $103,969 on average, the highest of the three segments here with more than 10,000 jobs. Adjusting is the most common individual license in Dallas, held by 14,743 licensees, though adjusting firms in the county pay less, $67,835 on average. The Dallas Regional Chamber's Economy in Brief tracks the wider job market, and the Independent Insurance Agents of Texas serves agency owners.

Selling to Dallas brokers, MGAs and carriers

BuyerCountWho decides
Agencies with 1 to 9 employees1,067 establishmentsOwner
Agencies with 10 or more181 establishmentsPrincipal, COO or office leader
Surplus lines agencies and MGAs (Dallas address)104 licensesUnderwriting and operations heads
Carriers337 establishmentsUsually group level

Wholesale and specialty agencies buy data, underwriting tools and rating software; retail agencies buy quoting, servicing and marketing. Our guide to finding decision makers helps you map who signs at the larger brokerages.

Illustrative example. Trinity Risk Analytics and its price are invented; the license counts are from TDI's open data.

Trinity Risk Analytics (trinityrisk.example) sells property hazard reports to specialty underwriters at $18,000 a year. Its Dallas targets are the 57 surplus lines agencies and 47 managing general agencies. If half write property and a fifth of those buy in year one, that's 10 customers and $180,000. Bebop builds the list and finds the head of underwriting at each.

Next step: compare Dallas's market with the national leaders in the largest insurance companies list.

Sources

Written by the Bebop team at Blackpearl Group. Published .

Questions people ask

How many insurance companies are in Dallas?

The Census Bureau counted 1,759 insurance establishments with paid employees in Dallas County in 2023, employing 40,345 people. 337 were carriers and 1,422 were agencies, brokerages, adjusters and administrators. The Texas Department of Insurance separately lists 956 licensed insurance agencies and businesses with a Dallas mailing address, a count that includes agencies with no employees.

What insurance companies are headquartered in Dallas?

No SEC-listed insurer has its principal office in Dallas County. Nearby, Globe Life is headquartered in McKinney in Collin County, with $5.99 billion in 2025 revenue, and Goosehead Insurance, an agency with a franchise network, is in Westlake, according to their 10-K filings. Many national insurers and brokers have large Dallas offices but are headquartered elsewhere.

How do I check an insurance agent's license in Dallas?

Use the Texas Department of Insurance's agent lookup, or call its Consumer Help Line on 800-252-3439. TDI also publishes its licensing files as open data, showing each agency's license type and city. Confirm that the license covers what you're buying: a general lines license for property, casualty, life or health, and a surplus lines license for nonstandard risks.

What is a managing general agency?

A managing general agency, or MGA, is an agency licensed to act for an insurer with more authority than a normal agent, often underwriting and binding policies on the insurer's behalf. Texas licenses them separately. TDI's files show 47 licensed managing general agencies with a Dallas mailing address, among 336 across Texas, so Dallas is one of the state's centers for specialty insurance.

Find Dallas brokers, MGAs and insurers

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