Short answer
Texas had 15,618 insurance establishments with paid employees in 2023, employing 270,629 people, the most of any state, according to Census County Business Patterns: 2,152 carriers and 13,466 agencies, adjusters and administrators. The largest SEC-listed insurers headquartered there are Corebridge Financial, American National Group and Globe Life. The Texas Department of Insurance closed 22,564 consumer complaints in 2025, 7,059 of them confirmed; its Consumer Help Line is 800-252-3439.
- 15,618 insurance establishments and 270,629 employees in Texas in 2023, first among states for jobs and second for establishments.
- Texas leads every state in property and casualty carrier jobs (68,326) and is second in life insurer, title and administrator jobs.
- TDI closed 22,564 complaints in 2025, up from 17,367 in 2024; 7,059 were confirmed, and auto and homeowners made up more than two thirds.
- 16,697 licensed insurance agencies and 333,479 licensed individuals have Texas mailing addresses in TDI's open data.
- Corebridge Financial ($18.48 billion in 2025 revenue) is the largest listed insurer with Texas headquarters.
On this page
This page is for Texans who need to check an insurance company or agent, people looking for insurance work in the state, businesses buying cover, and vendors who sell to insurers and agencies. It counts the industry, explains which firms underwrite and which sell, names the listed insurers headquartered in Texas from their filings, and uses the Texas Department of Insurance's (TDI's) own data on complaints and licenses. It doesn't rank insurers for consumers. For metro detail, see Dallas and San Antonio.
The largest insurance workforce in the US
US Census Bureau County Business Patterns (CBP) 2023, insurance carriers and related activities (NAICS 524), State of Texas:
| Measure | Texas, 2023 |
|---|---|
| Establishments | 15,618 |
| Employees | 270,629 |
| Annual payroll | $24,215,789,000 |
| Average employees per establishment | 17.3 |
| Average annual pay | $89,480 |
| Share of US insurance establishments | 8.85% (of 176,459) |
| Rank among states by establishments | 2nd (after California) |
Texas has fewer insurance establishments than California but about 34,000 more insurance employees. 154 of its establishments have 250 or more employees, and 33 have 1,000 or more.
Carriers, agencies, adjusters and administrators
| Segment (NAICS) | Establishments | Employees | Average pay | US rank by jobs |
|---|---|---|---|---|
| Carriers (5241) | 2,152 | 140,469 | $95,745 | 1st |
| Property and casualty (524126) | 850 | 68,326 | $98,455 | 1st |
| Health and medical (524114) | 356 | 38,362 | $81,376 | 4th |
| Life (524113) | 396 | 24,961 | $105,776 | 2nd |
| Title (524127) | 483 | 7,644 | $109,902 | 2nd |
| Agencies, adjusters and administrators (5242) | 13,466 | 130,160 | $82,719 | 1st |
| Agencies and brokerages (524210) | 12,210 | 78,885 | $83,814 | 2nd |
| Third-party administrators (524292) | 595 | 40,528 | $79,904 | 2nd |
| Claims adjusters (524291) | 478 | 8,904 | $86,535 | n/a |
Average pay (payroll over employees) and the ranks are our calculations from the CBP state file. Carriers underwrite and pay claims; agencies and brokerages sell policies for them; adjusters and administrators handle claims and plan paperwork. A carrier establishment in Texas averages 65 employees, an agency 6.5, and 8,743 of the 12,210 agencies have fewer than five.
Listed insurers headquartered in Texas
From each company's 10-K for 2025; revenue and headcount are company-wide.
| Company | Headquarters | Business | 2025 revenue | Employees |
|---|---|---|---|---|
| Corebridge Financial | Houston | Annuities, life and retirement | $18.48 billion | over 4,800 |
| American National Group | Houston | Annuities and life | $7.49 billion | not stated |
| Globe Life | McKinney | Life and supplemental health | $5.99 billion | 3,695 |
| Stewart Information Services | Houston | Title insurance | $2.92 billion | about 7,800 |
| Skyward Specialty Insurance Group | Houston | Specialty commercial P&C | $1.42 billion | about 611 |
| Goosehead Insurance | Westlake | Independent agency with a franchise network | $365.3 million | not stated |
| Citizens, Inc. | Austin | Life insurance | $255.6 million | 246 |
| TWFG | The Woodlands | Independent agency network | $248.5 million | about 400 |
American National Group's 10-K for 2025 gave Galveston as its principal office; its 10-Q for June 2026 gives 1201 Louisiana Street, Houston. Ethos Technologies has an Austin address in EDGAR, but its 10-K and latest 10-Q name San Francisco as its principal executive offices, so it isn't listed. Mutual and reciprocal insurers don't file with the SEC; for national rankings, see the largest insurance companies in the US.
What TDI's complaint file shows
TDI publishes every complaint it closes as open data. For complaints closed in calendar 2025:
| Coverage type | Complaints closed | Confirmed |
|---|---|---|
| Automobile | 9,982 | 2,717 |
| Homeowners | 5,591 | 1,557 |
| Accident and health | 4,420 | 2,069 |
| Life and annuity | 1,207 | 422 |
| Liability | 474 | 95 |
| All types | 22,564 | 7,059 |
Our tabulation of TDI's "Insurance complaints: One record / complaint" data set. Closures rose 30% from 17,367 in 2024, and confirmed complaints from 4,735 to 7,059. Over half of 2025's complaints were filed by the insured; others came from third parties, medical providers and attorneys. Health complaints were the most likely to be confirmed, 47%, against 27% for auto.
Checking a Texas insurer or agent
- Find the legal company on the declarations page; it may differ from the brand.
- Look up the company. TDI points consumers to the NAIC's Consumer Insurance Search "to get reports on complaints, financials, and licensing," and its reports tool lists every authorized insurance company in Texas.
- Check the agent with TDI's agent lookup, or in its open data set of licensed agents and adjusters.
- Compare complaints. TDI's data set of complaint indexes and policy counts sets each company's confirmed complaints against its policies in force, by line.
- Get help. Call TDI's Consumer Help Line, 800-252-3439, or file online.
Licensed agencies, agents and jobs
TDI's licensing files show 16,697 agencies and businesses with an unexpired license and a Texas mailing address, and 333,479 licensed individuals with Texas addresses, from general lines agents to adjusters (our count of TDI's open data, 30 October 2026). Houston (2,091 agencies), Dallas (956) and San Antonio (881) have the most. For jobs, carriers pay $95,745 on average and agencies $83,814. The Independent Insurance Agents of Texas serves agency owners, and the Insurance Council of Texas, a property and casualty insurers' trade association, publishes a member company directory.
Selling to Texas insurers and agencies
| Buyer | Texas establishments | Who decides |
|---|---|---|
| Agencies with 1 to 4 employees | 8,743 | Owner |
| Agencies with 5 or more | 3,467 | Principal and operations manager |
| Third-party administrators | 595 | Operations, compliance and IT |
| Claims adjusting firms | 478 | Owner or operations lead |
| Carriers | 2,152 | Group-level line, claims and procurement leaders |
TDI's agency file includes each agency's license type, city and ZIP code, so you can segment by line (general lines, life, surplus lines, managing general agency) before you prospect.
Illustrative example. Lone Star Policy Check and its price are invented; the agency counts are from TDI's open data.
Lone Star Policy Check (lonestarcheck.example) sells a coverage-comparison tool to agencies at $2,400 a year. Its first market is agencies in Houston, Dallas and San Antonio: 3,928 licensed agencies. If 30% fit (personal lines, five or more staff) and 10% of those buy, that's 118 agencies and $283,200 a year. Bebop turns that segment into a contact list with a reason to call each agency.
Next step: compare Texas's insurers with the national leaders in the largest insurance companies list.
Sources
- County Business Patterns 2023, US Census Bureau, accessed 30 October 2026
- Insurance complaints: One record / complaint, Texas Department of Insurance (data.texas.gov), accessed 30 October 2026
- Insurance agencies and businesses approved to manage insurance-related products, Texas Department of Insurance (data.texas.gov), accessed 30 October 2026
- Insurance agents, adjusters, and people approved to manage insurance-related products or claims, Texas Department of Insurance (data.texas.gov), accessed 30 October 2026
- Complaint data and company profiles, Texas Department of Insurance, accessed 30 October 2026
- Company profiles and agents for service of process, Texas Department of Insurance, accessed 30 October 2026
- Corebridge Financial, Inc. Form 10-K for 2025, US Securities and Exchange Commission (EDGAR), 11 February 2026
- American National Group Inc. Form 10-K for 2025 and Form 10-Q for June 2026, US Securities and Exchange Commission (EDGAR), 31 March 2026
- Globe Life Inc. Form 10-K for 2025, US Securities and Exchange Commission (EDGAR), 25 February 2026
- Stewart Information Services Corporation Form 10-K for 2025, US Securities and Exchange Commission (EDGAR), 27 February 2026
- Skyward Specialty Insurance Group, Inc. Form 10-K for 2025, US Securities and Exchange Commission (EDGAR), 2 March 2026
- Goosehead Insurance, Inc. Form 10-K for 2025, US Securities and Exchange Commission (EDGAR), 19 February 2026
- Citizens, Inc. Form 10-K for 2025, US Securities and Exchange Commission (EDGAR), 12 March 2026
- TWFG, Inc. Form 10-K for 2025, US Securities and Exchange Commission (EDGAR), 10 March 2026
- Ethos Technologies Inc. Form 10-Q for June 2026, US Securities and Exchange Commission (EDGAR), 5 August 2026
- Insurance Council of Texas, Insurance Council of Texas, accessed 30 October 2026
Written by the Bebop team at Blackpearl Group. Published .
Questions people ask
How many insurance companies are there in Texas?
The Census Bureau counted 15,618 insurance establishments with paid employees in Texas in 2023, employing 270,629 people, the most of any state. 2,152 were carriers and 13,466 were agencies, brokerages, adjusters and administrators. TDI's licensing data separately shows 16,697 licensed agencies and businesses with Texas addresses, a count that includes agencies with no employees.
What insurance companies are headquartered in Texas?
SEC-listed insurers headquartered in Texas include Corebridge Financial, American National Group, Stewart Information Services and Skyward Specialty in Houston, Globe Life in McKinney, Goosehead Insurance in Westlake, Citizens in Austin and TWFG in The Woodlands, according to their filings. Corebridge is the largest, with $18.48 billion in 2025 revenue. Mutual and reciprocal insurers based in Texas don't file with the SEC.
How do I check if an insurance company is licensed in Texas?
Use the NAIC's Consumer Insurance Search, which the Texas Department of Insurance recommends for reports on a company's complaints, financials and licensing, or TDI's list of authorized insurance companies in its online reports tool. Search the exact company named on your policy. For agents, use TDI's agent lookup. If you're unsure, call TDI's Consumer Help Line on 800-252-3439.
How many insurance complaints does TDI get?
TDI closed 22,564 consumer complaints in 2025, up from 17,367 in 2024, according to its open complaint data. 7,059 were confirmed. Automobile insurance accounted for 9,982 and homeowners for 5,591. Health complaints were the most likely to be confirmed, at 47%. The data set is published on the Texas open data portal and updated regularly.
How do I file a complaint against an insurance company in Texas?
Try to resolve it with the company first and keep records. Then file with the Texas Department of Insurance online or call its Consumer Help Line on 800-252-3439, 8 a.m. to 5 p.m. Central time. TDI records whether each complaint is confirmed, and those records feed the company complaint data it publishes.